LINKS AND TOOLS TO HELP GUIDE THROUGH
The Matrix of Choices



Transparency in Coverage:
Health plan price transparency helps consumers know the cost of a covered item or service before receiving care. Beginning July 1, 2022, most group health plans and issuers of group or individual health insurance will begin posting pricing information for covered items and services. This pricing information can be used by third parties, such as researchers and app developers to help consumers better understand the costs associated with their health care. More requirements will go into effect starting on January 1, 2023, and January 1, 2024 which will provide additional access to pricing information and enhance consumers’ ability to shop for the health care that best meet their needsWhat is the Affordable Care Act:
ACA was signed into law, March 2010. It was designed to extend health insurance coverage to millions of uninsured Americans. Lower-income families can qualify for extra savings on health insurance plans through premium tax credits and cost-sharing reductions.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events.
What is ERISA: The Employee Retirement Income Security Act
Stands for the Employee Retirement Income Security Act of 1974. This act establishes minimum standards for retirement, health, and other welfare benefit plans such as life insurance. disability insurance, and programs designed to assist employees. ERISA ensures that the employees are getting the benefits promised by their employers.
Purpose of ERISA:
The main purpose of ERISA is to protect the interests of employees (and their beneficiaries) who are enrolled in employee benefit plans, and to ensure that employees receive the pensions and group-sponsored welfare benefits that have been promised by their employers
Please note this list is not fully inclusive of all carriers Benchmark Planning Group works with, we are always looking for right strategic and innovative partners.
TESTIMONIALS
Customer Reviews
BEST CONSULTING SERVICE
The Benchmark Team has been a great help with us at Lush Experiences. They carefully and expertly guided us through the process of signing up for our health insurance. Which can be a difficult and complicated process, but we couldn’t of had an easier time. Our options were presented to us clearly, and all of our many questions were answered. As a small business, it is so important to have partners like Benchmark.
Lush Experiences
I had the pleasure of working with the Benchmark Planning Group during our company’s recent health insurance renewal. We were apprehensive about switching brokers at first, but Benchmark completely won us over with their desire to address our company’s evolving insurance needs. The entire team at Benchmark Planning Group was very professional, courteous, knowledgeable, and thorough. They provided us with numerous policy options from various carriers, and patiently answered our questions as we moved closer to a final decision. It was a pleasure working with Benchmark Planning Group and we are already looking forward to our next renewal!
Suzanne's Specialties, INC
Our company has been working with Benchmark Planning Group for many years. The service they provide around benefits has been really valuable to us. The company's knowledge in the benefit industry has helped us to sustain costs over the past few years for our company and our employees. We have truly enjoy working with the Benchmark Planning Group team and would highly recommend them to any other company who is looking to get true professionals to handle their benefits experience.
VJ Associates
Gaming Capital Group’s experience working with Brian Cullen and Benchmark have been nothing but top notch! We have worked with Brian for over 12 years and he has always impressed me with his industry knowledge, dedication and professionalism. Brian has sought out and negotiated the best medical/dental/vision and ancillary plans for us each year and has done a wonderful job in communicating plan details to all of our employees. He and his team are available for questions or assistance at any time.
I can confidently recommend Brian’s expertise and professional work. If you’re working with Brian and Benchmark, you are in great hands!!
Gaming Capital Group, LLC
LASTEST FROM THE BLOG
Recent Posts
DON'T MISS IT
Virtual Meeting Etiquette
When state lockdowns became a reality, virtual meetings reinvented what it looked like to “go to work.” The adjustment took […]
4 Advantages of Using a PEO for Your Business
PEO stands for Professional Employer Organization which involves a co-employment relationship between the business, PEO and Employees. Co‐employment means that […]
Health Insurance Tips for Small Businesses
As a small business owner, you may feel discouraged to invest in the right health insurance plans for your employees. […]
SCHEDULE A
FREE
CONSULTATION
CONTACT US
Request A Call
SCHEDULE A FREE CONSULTATION
With one of our expert Benchmark Planning members
