Medical Insurance


Group health insurance does not need to be complicated. Every company is unique, thus your employee benefits package needs to integrate smoothly with your organization's culture. At BMPG our specialists know the questions to ask employers to help identify the most important aspects of their business, teams and goals to structure health insurance options tailored specifically for them. We are appointed with all of the major healthcare carriers, hence our clients have the confidence that our recommended solutions are simply the best.

Frequently Asked Questions

Yes, dependents can be covered on all plans until the age of 26. ACA requires to the age of 26 regardless of dependent status.
Most carrier requirements allow more than one plan to be offer.
There are scenarios that can allow for multiple carriers, however standard underwriting typically allows for one carrier.
Self Insurance is a prudent solution for some companies depending on many different employer variables which your Benchmark Benefit planning specialist evaluates on your behalf.
Small group rates are filed with the state insurance department and most states do not allow price variances. Large group pricing is negotiable.
Yes carriers have the right to audit plan eligibility at any time typically audits occur upon renewal.
No, a high deductible Health Plan (HSA qualified Health Plan also known as High Deductible Health Plan) is required in order to open up an HSA bank account.
No, only if the actuarial value equals or exceeds the average standard Medicare prescription drug coverage.
In a state regulated small group market your companies claims do not directly impact the rates. Large group market place allows employer groups claims to be used as a factor in determining final rates.
A set of 10 categories of services health insurance plans must cover under the Affordable Care Act.
  1. Ambulatory patient services
  2. Emergency services
  3. Hospitalization
  4. Maternity and newborn care
  5. Mental health and substance use disorder services including behavioral health treatment
  6. Prescription drugs
  7. Rehabilitative and habilitative services and devices
  8. Laboratory services
  9. Preventive and wellness services and chronic disease management
  10. Pediatric services, including oral and vision care
The Benchmark Approach to your Insurance Needs

With half a dozen services that we provide to our customers there is never a problem finding a resource that fits with your company and lifestyle. BMPG has over 10 years of experience in guiding clients into plans that fit their needs and ensure that they are secure and ready to take on the future. We recognize that each of our clients are unique, and we will tailor our recommendations for your specific company.


Customer Reviews


The Benchmark Team has been a great help with us at Lush Experiences. They carefully and expertly guided us through the process of signing up for our health insurance. Which can be a difficult and complicated process, but we couldn’t of had an easier time. Our options were presented to us clearly, and all of our many questions were answered. As a small business, it is so important to have partners like Benchmark.

Lush Experiences

I had the pleasure of working with the Benchmark Planning Group during our company’s recent health insurance renewal. We were apprehensive about switching brokers at first, but Benchmark completely won us over with their desire to address our company’s evolving insurance needs. The entire team at Benchmark Planning Group was very professional, courteous, knowledgeable, and thorough. They provided us with numerous policy options from various carriers, and patiently answered our questions as we moved closer to a final decision. It was a pleasure working with Benchmark Planning Group and we are already looking forward to our next renewal!

Suzanne's Specialties, INC

Our company has been working with Benchmark Planning Group for many years. The service they provide around benefits has been really valuable to us. The company's knowledge in the benefit industry has helped us to sustain costs over the past few years for our company and our employees. We have truly enjoy working with the Benchmark Planning Group team and would highly recommend them to any other company who is looking to get true professionals to handle their benefits experience.

VJ Associates

Gaming Capital Group’s experience working with Brian Cullen and Benchmark have been nothing but top notch! We have worked with Brian for over 12 years and he has always impressed me with his industry knowledge, dedication and professionalism. Brian has sought out and negotiated the best medical/dental/vision and ancillary plans for us each year and has done a wonderful job in communicating plan details to all of our employees. He and his team are available for questions or assistance at any time.

I can confidently recommend Brian’s expertise and professional work. If you’re working with Brian and Benchmark, you are in great hands!!

Gaming Capital Group, LLC


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