Group health insurance does not need to be complicated. Every company is unique, thus your employee benefits package needs to integrate smoothly with your organization's culture. At BMPG our specialists know the questions to ask employers to help identify the most important aspects of their business, teams and goals to structure health insurance options tailored specifically for them. We are appointed with all of the major healthcare carriers, hence our clients have the confidence that our recommended solutions are simply the best.
Frequently Asked Questions
Can my dependents be covered with my plan and to what age are they covered?
As an employer can I offer multiple plans?
Can I offer more than one medical insurance carrier?
Should my business consider self insurance?
Are my rates negotiable?
Can my carrier audit my plan eligibility?
Can anyone open a H.S.A (Health Savings Account) bank account?
Do all prescription plans qualify as Part D creditable coverage?
Do my company’s claims impact my insurance premiums?
What are essential benefits?
- Ambulatory patient services
- Emergency services
- Hospitalization
- Maternity and newborn care
- Mental health and substance use disorder services including behavioral health treatment
- Prescription drugs
- Rehabilitative and habilitative services and devices
- Laboratory services
- Preventive and wellness services and chronic disease management
- Pediatric services, including oral and vision care
With one of our expert Benchmark Planning members
