Individual Health


There are many types of individual health insurance plans you can buy during the Affordable Care Act Open Enrollment Period (OEP). In addition you may be eligible for a subsidy. For guidance on identifying the best plan for your needs contact Benchmark Planning Group Individual department.


Frequently Asked Questions

An individual enrolls during annual Open Enrollment, exacted open enrollment dates vary by state. For example NJ open enrollment ranges from November 1- December 15th and The State of New York November 1 - January 31.
No carriers can file their own unique pricing based on experience of insured members and the plans vary based on metallic level. Platinum and Gold levels have the most robust benefits and higher premiums than Silver and Bronze.
There are a few carriers that offer coverage to bordering states, but those plans are often the most expensive.
Most carriers Individual health plans are In-Network only for planned medical care and out of network is only for emergencies.
Benchmark Planning Group will gladly answer any questions and discuss your options. We are here to help you get started in securing the best plan for you and your family.


Customer Reviews


The Benchmark Team has been a great help with us at Lush Experiences. They carefully and expertly guided us through the process of signing up for our health insurance. Which can be a difficult and complicated process, but we couldn’t of had an easier time. Our options were presented to us clearly, and all of our many questions were answered. As a small business, it is so important to have partners like Benchmark.

Lush Experiences

I had the pleasure of working with the Benchmark Planning Group during our company’s recent health insurance renewal. We were apprehensive about switching brokers at first, but Benchmark completely won us over with their desire to address our company’s evolving insurance needs. The entire team at Benchmark Planning Group was very professional, courteous, knowledgeable, and thorough. They provided us with numerous policy options from various carriers, and patiently answered our questions as we moved closer to a final decision. It was a pleasure working with Benchmark Planning Group and we are already looking forward to our next renewal!

Suzanne's Specialties, INC

Our company has been working with Benchmark Planning Group for many years. The service they provide around benefits has been really valuable to us. The company's knowledge in the benefit industry has helped us to sustain costs over the past few years for our company and our employees. We have truly enjoy working with the Benchmark Planning Group team and would highly recommend them to any other company who is looking to get true professionals to handle their benefits experience.

VJ Associates

Gaming Capital Group’s experience working with Brian Cullen and Benchmark have been nothing but top notch! We have worked with Brian for over 12 years and he has always impressed me with his industry knowledge, dedication and professionalism. Brian has sought out and negotiated the best medical/dental/vision and ancillary plans for us each year and has done a wonderful job in communicating plan details to all of our employees. He and his team are available for questions or assistance at any time.

I can confidently recommend Brian’s expertise and professional work. If you’re working with Brian and Benchmark, you are in great hands!!

Gaming Capital Group, LLC


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